| Features & Benefits : | |
 | The duration and sum assured should be consistent with the financed amount and duration of the approved housing loan, in order to enjoy the full benefits of this product. |
| MRTA (Mortgage Reducing Term Assurance) - sum assured payable will be based on the decreasing schedule excluding any defaulted payments. |
| MLTA (Mortgage Level Term Assurance) – sum assured payable will stay level until end of the tenure. |
| The premium is payable in a single payment and can be either fully or partially financed under the mortgage if taken from CIMB Bank Berhad. |
| In addition to death benefits, the rider covers total permanent disability and accidental death and disability due to illness or accident. |
| To benefit from the total permanent disability rider, the assured has to be continuously disabled for 6 months. |
| In case of bodily severance, a lump sum payment of outstanding schedule will become payable. |
| Cash Value - In the event of early settlement of the loan, the customer has the option of surrendering the policy and receives the cash surrender value. The cash value varies according to the unexpired loan term at the time of settlement. |
| Alternatively, you may continue the policy after settling the outstanding loan and have all rights reverted to you. Source: CIMB |
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